Florida insurers offer real premium discounts for roofs and homes built or retrofitted to resist wind damage — but only if they're documented correctly. We conduct state-certified wind mitigation and 4-point inspections and turn around the official report your insurer needs.
Roof shape and covering type documentation
Roof-to-wall connection inspection (clips, straps, or toe-nailed)
Roof deck attachment method verification
Opening protection documentation (impact windows, shutters, garage doors)
4-point inspection covering roof, electrical, plumbing, and HVAC condition for insurance renewal
Official signed report delivered promptly for submission to your insurer
It's a documented inspection of specific wind-resistant features of your home — roof shape, roof-to-wall connections, opening protection — that Florida insurers use to calculate premium discounts.
Savings vary by insurer and how many wind-resistant features your home has, but it's common for homeowners to see a meaningful reduction in their windstorm premium. Your insurance agent can quote the exact discount once the report is submitted.
Wind mitigation focuses specifically on wind-resistance features for premium discounts. A 4-point inspection covers the general condition of the roof, electrical, plumbing, and HVAC systems, and is often required for older homes to get or renew a policy.
Florida wind mitigation reports are generally valid for up to 5 years unless the home undergoes changes (like a new roof) that would affect the findings.
Licensed and insured, based in Hialeah, FL since 2016. Call, email, or request a consultation online.